Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Chase Savings Account 2024 Review Compare Chase Savings account fees, services and rates. Learn if Chase account rates may not be as favorable as those offered by some other online and national banks. Marriott Bonvoy Boundless Credit Card 2024 Review: Best for Hotel Rewards? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Marriott Bonvoy Boundless Credit Card 2024 Review: Best for Hotel Rewards? The Marriott Bonvoy Boundless credit card is the entry branded card from Marriott,... What to Do When You Cannot Pay Tuition and College Is About to Start Photo of Valencia Patrice Higuera Valencia Patrice Higuera What to Do When You Cannot Pay Tuition and College Is About to Start After an action-packed, fun-filled summer, you might be mentally ready to hit the... What to Do With a Debt Collections Item You Didn’t Know About Find out what you should do when you discover a debt collections items that you didn't know about, possibly because you thought a bill or debt was paid already. 10 Reasons Why You Were Denied a Business Credit Card Learn why you were denied a business credit card, which may offer big rewards on your business expenses. Find out what you can do to get approved. How to Get a Mortgage If You’re Self-Employed, a Small Business Owner or Gig Worker Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Get a Mortgage If You’re Self-Employed, a Small Business Owner or Gig Worker There are millions of self-employed people in the United States. This includes... Can You Take Out a Personal Loan for Closing Costs? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Can You Take Out a Personal Loan for Closing Costs? If you’re buying a home, it’s important to remember that your expenses go beyond... Should You Use a HELOC to Buy a Car? Learn about the pros and cons of using a home equity line of credit (HELOC) to buy a car, including the risks and costs involved. Wells Fargo Propel American Express Credit Card 2024 Review Take an in-depth look at the benefits of the Wells Fargo Propel American Express credit card to see if it offers the most rewards for your spending pattern. PNC Bank Student Checking Account 2024 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera PNC Bank Student Checking Account 2024 Review Find out what checking account is offered by PNC Bank for college students. Compare its features and fees to those from other student checking accounts.