Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

How to Travel Internationally With More Than $10,000 in Cash Learn how to travel internationally with more than $10,000 in cash because you are required by U.S. Customs and Border Protection to report the money. How to Find Your Bank's Routing Number Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Find Your Bank's Routing Number Every bank account in the United States can be identified with an account number... Credit Karma Savings Account Review 2024: Extra FDIC Insurance and a High Savings Rate Photo of Valencia Patrice Higuera Valencia Patrice Higuera Credit Karma Savings Account Review 2024: Extra FDIC Insurance and a High Savings Rate Credit Karma is known as a great resource for consumers to monitor their... Chase Savings Account 2024 Review Compare Chase Savings account fees, services and rates. Learn if Chase account rates may not be as favorable as those offered by some other online and national banks. Marriott Bonvoy Boundless Credit Card 2024 Review: Best for Hotel Rewards? Learn all about the travel benefits of the Marriott Bonvoy Boundless credit card, which offer free hotel nights and a very attractive rewards program. What to Do When You Cannot Pay Tuition and College Is About to Start Photo of Valencia Patrice Higuera Valencia Patrice Higuera What to Do When You Cannot Pay Tuition and College Is About to Start After an action-packed, fun-filled summer, you might be mentally ready to hit the... What to Do With a Debt Collections Item You Didn’t Know About Photo of Valencia Patrice Higuera Valencia Patrice Higuera What to Do With a Debt Collections Item You Didn’t Know About If an unknown debt collection shows up on your credit report, getting a credit... 10 Reasons Why You Were Denied a Business Credit Card Learn why you were denied a business credit card, which may offer big rewards on your business expenses. Find out what you can do to get approved. How to Get a Mortgage If You’re Self-Employed, a Small Business Owner or Gig Worker Learn about the process of getting approved for a mortgage as a business owners, self-employed individual, or gig worker who doesn't have typical documentation. Can You Take Out a Personal Loan for Closing Costs? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Can You Take Out a Personal Loan for Closing Costs? If you’re buying a home, it’s important to remember that your expenses go beyond...