Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

5 Tips When Using Your Credit Card for Reimbursable Work Expenses Find out how you should use your personal credit card to pay for reimbursable work expenses so that you can earn travel rewards for free flights or cash back. How to Open a Bank Account on Your Phone Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Open a Bank Account on Your Phone Conducting finances on your phone has never been easier. This... What Happens If You Lie About Your Income on a Credit Card Application? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What Happens If You Lie About Your Income on a Credit Card Application? When you apply for a credit card, the card issuer will ask you to fill out a form... What Happens If You Overpay Your Credit Card? Find out what happens after you overpay your credit card, which results in a negative account balance. Learn what to do to get your money back. ACH vs. Wire Transfers: Compare Speed, Cost and Security Learn the difference between ACH and wire transfers -- comparing the cost, speed, and security of the funds being transferred. How to Get Bank of America Personal Loans Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Get Bank of America Personal Loans Personal loans are a great tool for debt reconsolidation, funding home... Which Credit Cards Are Most Accepted Worldwide? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Which Credit Cards Are Most Accepted Worldwide? If you're looking for a credit card that is most likely to be accepted wherever... Sam’s Club Mastercard Credit Card 2024 Review: Big Cash Back on Gas Spending We review the Sam's Club Mastercard based on its cash back program, fees, and other card perks -- such as acting as a membership card. Can You Negotiate the Interest Rate on a Personal Loan? Find out whether you can negotiate with bank, credit union, or lender to get a lower interest rate on your personal loan. Learn how you can convince the lender to offer a better APR and save money over the life of the personal loan. Compare the lowest personal loan rates available nationwide. How to Find the CVV on Your Debit and Credit Cards Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Find the CVV on Your Debit and Credit Cards When you want to use your credit or debit card to make a purchase online, you need...