Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

Which Credit Cards Are Most Accepted Worldwide? Find out which credit cards are the most accepted worldwide so that you won't have trouble paying for a purchase when you travel internationally. What Happens If You Lie About Your Income on a Credit Card Application? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What Happens If You Lie About Your Income on a Credit Card Application? Lying on a credit card application is a federal crime that can result in hefty fines... Compounding Interest Daily vs. Monthly: What’s Better for Your Savings? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Compounding Interest Daily vs. Monthly: What’s Better for Your Savings? The difference between daily and monthly compounding interest is typically... Forgot About an Old CD Account? How You Can Find Your Money Find out how to find your old certificate of deposit (CD) account or funds that have been left in a time deposit account for many years. Which Credit Report Does Capital One Pull? Find out which U.S. credit bureaus are used most often by Capital One when it is reviewing credit card and loan applications. Can You Sign a Check Over to Someone Else to Deposit? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Can You Sign a Check Over to Someone Else to Deposit? Yes, you can sign a check over to someone else, but it's not always accepted by... What to Do if a Restaurant Overcharged Your Credit Card? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What to Do if a Restaurant Overcharged Your Credit Card? If a restaurant overcharges your credit card, first contact the restaurant to... Can a Gym Ruin Your Credit Due to Unpaid Membership Fees? Find out whether your gym can ruin your credit if you do not pay membership fees. Learn how an account sent to a debt collection agency can affect your credit. Which Credit Reports Do AT&T, T-Mobile, Sprint, and Verizon Pull? Find out which credit bureaus are used by the major U.S. mobile carriers when customers sign up for phone service. Learn how the information on your credit reports will affect your chances of getting service. Compare alternative options for people with bad credit. What are the Limits on Chase ATM and Purchase Transactions? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What are the Limits on Chase ATM and Purchase Transactions? Chase debit card withdrawal limits vary significantly based on card type and ATM...