Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

Forgot About an Old CD Account? How You Can Find Your Money Find out how to find your old certificate of deposit (CD) account or funds that have been left in a time deposit account for many years. The Best 10-Year CD Rates for Long-Term Savings Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Best 10-Year CD Rates for Long-Term Savings You’ve saved up your extra dollars and cents and you have a good amount of money... The Best Robo-Advisors for Automated Investing in 2024 Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Best Robo-Advisors for Automated Investing in 2024 Robo-Advisors Investment Apps Robo-advisors help people build and manage an... The Best Brokerages for Investing in 2024 Find out which are the best brokerages of the year for investing in stocks, mutual funds, bonds, and CDs to build an investment portfolio based on your needs. The Best Personal Loans for Debt Consolidation of 2024 Find out which personal loans are the best for people who want to consolidating their high-interest debt to reduce the amount they pay in interest. The Best Personal Loans for Home Improvement of 2024 Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Best Personal Loans for Home Improvement of 2024 Personal loans are flexible financial tools that give you money when needed. You... City National Bank Savings Account 2024 Review Photo of Thomas (TJ) Porter Thomas (TJ) Porter City National Bank Savings Account 2024 Review Learn all about the savings accounts offered by City National Bank and compare the interest rates and fees to online savings accounts. Compounding Interest Daily vs. Monthly: What’s Better for Your Savings? Learn the differences between daily and monthly compounding interest to determine if it actually matters to you and your savings. Find out how the two terms are related to APR and APY. Understand how the rate of compounding is used to calculate the effective return of your deposits in savings accounts and CDs. NCUSIF Deposit Insurance: How Your Money in Credit Union is Protected Learn about deposit insurance at credit unions provided by the NCUA and NCUSIF, which act similar to FDIC deposit insurance coverage for banks. Should You Choose Fixed-Rate or Variable-Rate Personal Loans? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Choose Fixed-Rate or Variable-Rate Personal Loans? Personal loans are flexible financial tools that have become more popular in...