Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

What is Covered by Credit Card Insurance Is your credit card giving you the best travel perks and protections? Read on to find out, and to learn how to find the best travel rewards credit card for you. Are Banks Open Christmas Eve and Christmas Day? Photo of Simon Zhen Simon Zhen Are Banks Open Christmas Eve and Christmas Day? Christmas is just around the corner and you’re probably running around trying to... How to Choose the Best Travel Rewards Credit Card for You. Photo of Simon Zhen Simon Zhen How to Choose the Best Travel Rewards Credit Card for You. There’s an undeniable allure of a luxurious trip to some exotic destination that’s... How to Pick a Cash Back Credit Card Learn how to choose the best cash back credit card based on your spending habits so that you can maximize the cash rewards from your most common purchases. How to Choose the Right Credit Card for Bad Credit The first step you must take to choose the right credit card for bad credit is to figure out exactly where your credit stands. It's not easy but we are here to help. Credit Card Tip: How to Sell Your Barclaycard Travel Miles Photo of Simon Zhen Simon Zhen Credit Card Tip: How to Sell Your Barclaycard Travel Miles As I was browsing the forums, I came across an interesting post from someone who... How to Open an IRA Retirement Account In 10 Minutes Photo of Simon Zhen Simon Zhen How to Open an IRA Retirement Account In 10 Minutes This past weekend, a friend finally mustered up the willpower to open an IRA, but... How to Prioritize Your Emergency Fund With Other Financial Goals An emergency fund is crucial to your finances, but many people are confused on how to prioritize the rainy day fund and other goals. See how to do it right. Don’t Pay for FICO Credit Scores: They Come Free With These Credit Cards More credit cards are getting free FICO credit scores, which help determine your creditworthiness to lenders. See all the cards that offer them for free. How Do Credit Cards Work Photo of Simon Zhen Simon Zhen How Do Credit Cards Work 1. What is a Credit Card Credit cards are a way to borrow money from a bank or...