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Articles by Rebecca Lake

Rebecca is a writer for MyBankTracker.com. She is a Certified Educator in Personal Finance (CEPF) and an expert in consumer banking products, saving and money psychology. She has contributed to numerous online outlets, including U.S. News & World Report, and more. Education: B.A. in Political Science and Government from University of South Carolina; MS. in Criminal Justice and Corrections from Charles Southern University.

What to Know About the Discover Free FICO Score Program Photo of Rebecca Lake Rebecca Lake What to Know About the Discover Free FICO Score Program If you're planning to buy a home or apply for a credit card, it helps to know your... Pay Off Your Student Loans or Open an IRA: What Should You Do? Find out whether it makes more financial sense to pay off your student loan debt or to open an IRA to start saving for retirement. Compare the benefits and drawbacks of each step to see how it can impact you and your money. Learn how to approach a balanced plan to pay of college debt and save for the long term. 6 Extreme Ways to Get Out of Debt for Good Getting rid of credit cards and student loans is no easy task and if you're ready to get out of debt for good, here are six unusual ways to reach your goal. How to Invest $100 a Month Wisely Photo of Rebecca Lake Rebecca Lake How to Invest $100 a Month Wisely Investing is one of those things that a lot of people say they want to do but they... The True Cost of Lying On Your Mortgage Application (Even the 'White Lies') Photo of Rebecca Lake Rebecca Lake The True Cost of Lying On Your Mortgage Application (Even the 'White Lies') While banks do pay the price when homebuyers are untruthful about their finances... Mortgage Closing Costs and Fees Explained Home buyers are by and large in the dark when it comes to closing costs but understanding how they work makes it easier to save on mortgage fees. How to Pay For Study Abroad and Avoid Debt Going to school overseas can be an invaluable experience but if you're planning on taking out loans, you have to understand what the true cost of borrowing is. 3 Lies the Media Uses to Try to Scare You Into Saving More Photo of Rebecca Lake Rebecca Lake 3 Lies the Media Uses to Try to Scare You Into Saving More Sometimes, news headlines paint a pretty depressing picture these days when it... Should You Contribute to Your 401(k) or Pay Down Your Mortgage? Photo of Rebecca Lake Rebecca Lake Should You Contribute to Your 401(k) or Pay Down Your Mortgage? If you own a home, your mortgage is probably your largest debt and the biggest... Why Defaulting on Student Loans is a Bad Idea? Defaulting on your student loans can hurt you on an individual level but it has some costly financial implications for taxpayers as a whole.