Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

Who Should Have Survivorship (Joint) Life Insurance? Learn how survivorship life insurance (also known as joint life insurance) works and who should consider this type of policy. What The Payroll Tax Deferral Really Means for Your Paycheck Photo of Lance Cothern Lance Cothern What The Payroll Tax Deferral Really Means for Your Paycheck It goes without saying that the past few years have been crazy years from a tax... What Are Accelerated Death Benefits and How Do They Work? Photo of Lance Cothern Lance Cothern What Are Accelerated Death Benefits and How Do They Work? You have many options when you buy life insurance. Your goal should be to get the... How to Get Health Insurance If You Lose Your Job Learn how to get health insurance if you happen to lose your job unexpectedly, including different ways you can pay out-of-pocket for coverage. How to Choose From the Different Types of Life Insurance Learn the basics of the different types of life insurance and the main benefits of each policy coverage, including who they are best for. The 8 Most Common Life Insurance Riders Photo of Lance Cothern Lance Cothern The 8 Most Common Life Insurance Riders Buying life insurance coverage to protect your loved ones financially is usually a... Life Insurance & Diabetes: How to Shop for the Right Policy Photo of Lance Cothern Lance Cothern Life Insurance & Diabetes: How to Shop for the Right Policy Life insurance helps you secure a financial future for your family should you... Who Pays Interest Taxes on Joint Bank Accounts? Find out who has the pay the taxes on joint bank accounts that earn interest based on the relationship of the account owners and ownership of the account funds. The Best Savings Accounts in Wyoming for 2024 Find out which local Wyoming banks provide the best savings accounts to consumers based on account fees, interest rates, and money management features. The Best Savings Accounts in West Virginia for 2024 Photo of Lance Cothern Lance Cothern The Best Savings Accounts in West Virginia for 2024 Savings accounts help keep the money you set aside for future goals separate from...