Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

How to Check Your Business Credit Score Learn how to check your business credit score to determine if you'd be able to qualify for business loans and credit cards with the best terms. 5 Ways to Get Tax-Free Income in Retirement Photo of Lance Cothern Lance Cothern 5 Ways to Get Tax-Free Income in Retirement When you’re planning for retirement, there can be a lot of uncertainty. You... Can Credit Card Reward Points Be Transferred Upon Death? Photo of Lance Cothern Lance Cothern Can Credit Card Reward Points Be Transferred Upon Death? Credit card rewards are a great way to earn a bit from the money you already... How to Choose Your Life Insurance Beneficiary Learn how to choose your life insurance beneficiary wisely to ensure that your spouse, children, and loved ones are financially secure if you pass away. Key Person Life Insurance: When Does It Make Sense for a Business Learn how and why businesses may consider key person life insurance policies to cover the possible loss of a valuable business executive or employee. How to Invest in Index Funds for Instant Diversification Photo of Lance Cothern Lance Cothern How to Invest in Index Funds for Instant Diversification Investing is something that can be as complex or as simple as you make it. Many... How to Get Life Insurance Policy After a Cancer Diagnosis Photo of Lance Cothern Lance Cothern How to Get Life Insurance Policy After a Cancer Diagnosis Being diagnosed with cancer is often one of the worst days of a person’s life.... Immediate vs. Deferred Annuity Payout Options Compared Compare the pros and cons of immediate and deferred annuity payout options and how you choose between them when it comes to your retirement income. How Your Life Insurance Policies Affect Medicaid Eligibility & Benefits Find out how your life insurance policies might affect your eligibility for Medicaid health coverage. What Short-Term Life Insurance Options Are Available? Photo of Lance Cothern Lance Cothern What Short-Term Life Insurance Options Are Available? Life insurance can provide your family with a financial safety net should you pass...