Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

Car Insurance for 18-Year-Olds: Average Rates for Coverage Find out how much it costs for 18-year-olds to get car insurance coverage, including how to lower and get discounts on policy premiums. Where to Get U.S. Car Insurance for International Drivers with Foreign Licenses Photo of Kevin Mercadante Kevin Mercadante Where to Get U.S. Car Insurance for International Drivers with Foreign Licenses If you’re an international driver with a foreign license looking to get U.S. car... Non-Owner Car Insurance: What is Covered? Do You Need It? Photo of Kevin Mercadante Kevin Mercadante Non-Owner Car Insurance: What is Covered? Do You Need It? If you don’t own a car, it’s easy enough to assume you don’t need car insurance... Ohio Car Insurance: Get Coverage at the Lowest Rates See the average car insurance rates for Ohio drivers based on coverage level, location, and insurer and learn how to save on your auto coverage premiums. Motorcycle Insurance: A Guide to Buying the Right Policy for Proper Coverage Learn what to look for when you're researching motorcycle insurance, including the proper coverage needed to protect against injury and liability claims. Texas Car Insurance: Guide to Getting Coverage at the Lowest Rates Photo of Kevin Mercadante Kevin Mercadante Texas Car Insurance: Guide to Getting Coverage at the Lowest Rates As car insurance premiums go, Texas is at about the middle of the pack among the... New Jersey Car Insurance: How to Qualify for the Cheapest Rates Photo of Kevin Mercadante Kevin Mercadante New Jersey Car Insurance: How to Qualify for the Cheapest Rates There are two types of car insurance policies in New Jersey: basic and... Illinois Car Insurance: How to Qualify for the Cheapest Rates See how much it costs to get car insurance in Illinois based on coverage levels and location, including ways to qualify for the cheapest policy rates. Minnesota Car Insurance: How to Shop for the Cheapest Rates Find out how to shop for the cheapest car insurance rates in Minnesota and learn how to build a policy with adequate coverage for your needs. Pending Balance vs. Available Balance: Which Amount is Most Accurate? Photo of Kevin Mercadante Kevin Mercadante Pending Balance vs. Available Balance: Which Amount is Most Accurate? You may have noticed that your bank account reflects two balances. The first is...