Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

Maine Car Insurance: Get the Cheapest Rates on Your Policy Find out how much it costs, on average, to get car insurance in Maine, including ways to qualify for the cheapest rates for your desired amount of coverage. Should You Use Student Loan Funds and Financial Aid to Invest in Stocks? Photo of Kevin Mercadante Kevin Mercadante Should You Use Student Loan Funds and Financial Aid to Invest in Stocks? When student loan funds and financial aid leave you with an excess of money, you... 10 Ways to Reduce Your Expenses During Retirement Photo of Kevin Mercadante Kevin Mercadante 10 Ways to Reduce Your Expenses During Retirement You -- and many other people -- may have been absolutely focused on building... Graduate School: Types of Student Loans to Consider Find out which types of student loans are available to prospective graduate students who need to finance tuition for postgraduate education and classes. How to Get U.S. Life Insurance as a Foreign National Find out how you can get a life insurance policy in the U.S. if you're a foreign national, including how to prepare for special requirements that must be met. Car Insurance for 19-Year-Olds: Average Rates for Coverage Photo of Kevin Mercadante Kevin Mercadante Car Insurance for 19-Year-Olds: Average Rates for Coverage Once you reach 19, you’ve been driving for a few years, and you should reasonably... How to Get Car Insurance for a Used Car Photo of Kevin Mercadante Kevin Mercadante How to Get Car Insurance for a Used Car Getting car insurance for a used car is pretty much the same process as getting... New York Car Insurance: How to Shop for the Lowest Rates Learn how to shop for the lowest car insurance rates for New York drivers -- with comparisons to the average premiums based on coverage level, city, and more. 401(k) vs. 403(b) vs. 457 Plans: Compare Employer-Sponsored Retirement Plans Learn the differences between 401(k), 403(b), and 457 plans -- along with their pros and cons -- to help you compare these employer-sponsored retirement plans. How and Why to Convert Term Life to Permanent Life Insurance Photo of Kevin Mercadante Kevin Mercadante How and Why to Convert Term Life to Permanent Life Insurance Partial Conversion Under many conversion options, you’ll have the ability...