Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

Should You Take the Early Retirement Offer From Your Company? Find out whether you should accept the early retirement offer from your company based on the compensation package and benefits provided upon your leave. Liability-Only vs. Full Coverage: What is the Difference in Auto Insurance? Photo of Kevin Mercadante Kevin Mercadante Liability-Only vs. Full Coverage: What is the Difference in Auto Insurance? Car insurance is typically sold as something of a package deal. Most states... How Do Car Insurance Deductibles Work? Photo of Kevin Mercadante Kevin Mercadante How Do Car Insurance Deductibles Work? Deductibles are the amount of money you’ll pay out-of-pocket when you file a claim... What to Do if Your Car Insurance Policy Lapses Find out what steps you should take if your car insurance policy lapses and obtain coverage as soon you as can before driving again. New Hampshire Car Insurance: How to Get the Cheapest Rates See the average New Hampshire car insurance rates and learn how to qualify for the cheapest rates on your auto coverage policy. How Does Car Insurance Differ when You're Leasing vs. Financing a Vehicle? Photo of Kevin Mercadante Kevin Mercadante How Does Car Insurance Differ when You're Leasing vs. Financing a Vehicle? Most consumers are familiar with what’s involved with car insurance when financing... Indiana Car Insurance: How to Get the Cheapest Rates Photo of Kevin Mercadante Kevin Mercadante Indiana Car Insurance: How to Get the Cheapest Rates The average car insurance rate in Indiana is $964 per year (for full coverage) --... Moped and Scooter Insurance: Guide to Getting Proper Coverage Learn about the insurance coverage needed for your moped or scooter, including factors that affect your policy premiums. Switching Car Insurance and Save on Premiums: A Step-by-Step Guide Learn how to switch car insurance carriers properly to ensure that you maintain the right amount of auto coverage while also saving on your policy premiums. Direct Stock Purchase Plans (DSPPs) vs. Online Brokerages: Which Are Better? Photo of Kevin Mercadante Kevin Mercadante Direct Stock Purchase Plans (DSPPs) vs. Online Brokerages: Which Are Better? In recent years, direct stock purchase plans (DSPPs) have lost much of their...