Articles by Katherine Muniz

Katherine covers the issues that are most relevant to younger adults, including topics such as college finances, student debt, and consumer spending. She has contributed to other web publications such as Business Insider and Investopedia. Education: B.A. in Journalism from Fordham University.

Next Up, Roth and Traditional IRAs Roth and Traditional IRAs are meant to be used as retirement saving vehicles, and each offer tax benefits. Here are ways to make distributions from both. First, Tackling Your 401(k) Distributions Photo of Katherine Muniz Katherine Muniz First, Tackling Your 401(k) Distributions 401(k) To start, we'll address one of the most common retirement accounts, a... How to Deal With Money Complaints From Friends Photo of Katherine Muniz Katherine Muniz How to Deal With Money Complaints From Friends Money complaints from friends -- it's happened to all of us.We've either hung out with... Unexpected Ways You Are Affected by Late Payments Learn what can happen if you have seriously late payments on your credit cards or other loans. Balancing Asset Allocation By diversifying your portfolio, and balancing asset allocation, you can minimize the volatility of your investments, and minimize uncertainty. Diversify Your Retirement Portfolio to Minimize Risk Photo of Katherine Muniz Katherine Muniz Diversify Your Retirement Portfolio to Minimize Risk History has shown that throughout time, different types of stocks take turns... 15 Careers That Pay More Than $50,000 Photo of Katherine Muniz Katherine Muniz 15 Careers That Pay More Than $50,000 Many of these fifteen occupations call for only a bachelor's degree, and some of... 3 Regrettable Banking Mistakes That You'll Make As a New Graduate Graduation is a momentous occasion, but what you do afterwards can affect your financial future. Avoid these common banking mistakes new graduates make. 5 Little-Known Facts About Credit Cards We all use credit cards, but often feed into common practices without questioning them. Here are five credit card facts you never knew. A Bank Teller Reveals Secrets and Debunks Banking Myths Photo of Katherine Muniz Katherine Muniz A Bank Teller Reveals Secrets and Debunks Banking Myths We all know what a visit to a bank branch will bring. Average consumers have no...