Articles by John Csiszar

John Csiszar has 18 years of experience as a registered investment advisor. He covers a wide range of personal finance topics with an emphasis on investing and retirement planning. John has written for other notable publications and companies including USAToday.com, The Huffington Post, US News & World Report, Quicken, TurboTax, SF Gate, Experian, and TransUnion. Education: B.A. in English from the University of California, Los Angeles.

How to Cash a Check Without a Bank Account Learn how you can cash a checking without going through checking or savings account. Find out where to access these alternatives and how much it could cost. How to Remove Yourself as a Co-Signer From a Loan Photo of John Csiszar John Csiszar How to Remove Yourself as a Co-Signer From a Loan If you decide to co-sign for a loan, you are legally responsible to pay it back.... Should You Use Your 401(k) or IRA As a Down Payment on a House? Photo of John Csiszar John Csiszar Should You Use Your 401(k) or IRA As a Down Payment on a House? Most homebuyers can’t afford to pay cash for the total value of their home. For... How to Build Retirement Savings When You Only Earn $30,000 Per Year Even when your income is $30,000 per year, learn how you can budget and save for retirement -- including what accounts to use -- when cash flow isn‘t too high. How to Get Approved for a Mortgage With Two Different Credit Scores Find out what you can do when you're seeking a joint mortgage for a home purchase and you or your joint applicant has a bad credit score. How Parents Can Help Their Children Build Good Credit Photo of John Csiszar John Csiszar How Parents Can Help Their Children Build Good Credit When it comes to your credit score, time is an important element. The longer... Should You Sell Off Investments to Pay Credit Card Debt? Photo of John Csiszar John Csiszar Should You Sell Off Investments to Pay Credit Card Debt? There are no two ways about it -- credit card debt is a killer. Many credit... A Retirement Guide for 50-Year-Olds With No Retirement Savings Follow these steps if you're age 50 and have no retirement savings. Learn which retirement accounts should take priority, in addition to the types of investments that you should consider to help grow your retirement portfolio. What Is Tax-Loss Harvesting? Why Should You Care? Learn about the practice of tax-loss harvesting to offset the taxes on your capital gains when you also have investments with capital losses. Find out the rules for calculating capital gains and losses. See which services will harvest tax losses for you automatically -- allowing you to minimize your investments taxes. How to File Taxes When You Live and Work in Different States Photo of John Csiszar John Csiszar How to File Taxes When You Live and Work in Different States Most workers have a job in the same state where they live. In fact, to many...