Articles by Erik Neilson

Erik is a staff writer for MyBankTracker.com, who specializes in real estate, consumer banking and personal finance. Education: B.A. in Sociology from University of Vermont.

Budget Management Tips: 9 Items You Should Stop Paying for Right Now Many people waste money each day on useless items and don't even realize it. Here are a few budget management tips to lead you in the right direction. Fixed-Rate Mortgages vs. Variable: Which One Is Right for You? Photo of Erik Neilson Erik Neilson Fixed-Rate Mortgages vs. Variable: Which One Is Right for You? There are two primary types of mortgages available to prospective homeowners,... How to Find the Best Mortgage Rates in Your State Photo of Erik Neilson Erik Neilson How to Find the Best Mortgage Rates in Your State Finding the best mortgage rate is one of the most important things that any... What Do Buyers and Sellers Pay in Mortgage Closing Costs? It's important for both buyers and sellers to know ahead of time what they're likely to pay in closing costs. What Is a Home Equity Loan? Home equity loans aren't exactly as straightforward as most people would like. Learn how they work to make things become far less of a headache. 5 Ways to Meet Your Financial Goals So You're Not Always Strapped for Cash Photo of Erik Neilson Erik Neilson 5 Ways to Meet Your Financial Goals So You're Not Always Strapped for Cash Just about anyone you ask will most likely admit to having financial... What to Do If You've Cosigned for a Loan and the Borrower Goes Bankrupt Photo of Erik Neilson Erik Neilson What to Do If You've Cosigned for a Loan and the Borrower Goes Bankrupt When most people hear the word "bankruptcy," the term often connotes a worst-case... 5 Reasons Why Your Ideas About Personal Wealth Cause You to Struggle A lot of people think they have a good handle on the concept of how to deal with personal wealth, but many are missing the point. Read on to find out why. Should You Consider Taking Out a Second Mortgage? Find out why you would consider taking out a second mortgage and learn the reasons why you should and shouldn't opt for another mortgage loan. What is a Hold on a Bank Account? Photo of Erik Neilson Erik Neilson What is a Hold on a Bank Account? When it comes to keeping track of one's finances, most people can admit they've...