Articles by Brian Penny

Brian, a former business analyst in the mortgage industry, writes on ethics, regulations, and technology in the banking industry. His contributions have been featured in The STreet, Huffington Post, Forbes, Fast Company, Intuit, and other major outlets.

Top 8 IRS Practices that Will Outrage You Escrow Accounts: The Mortgage Industry's Hidden Money Photo of Brian Penny Brian Penny Escrow Accounts: The Mortgage Industry's Hidden Money If you have a mortgage, you’ve heard of an escrow account and likely even have one... Why It's Dumb to Use Smartphones to Make Card Payments Photo of Brian Penny Brian Penny Why It's Dumb to Use Smartphones to Make Card Payments Credit and debit payments have gotten a lot more complicated in the last few... How Secured Credit Cards Help to Build a Good Credit Score To improve your bad credit, you can use a secured credit card. It can help you build good credit, but you'll need to put down a security deposit as collateral. 11 Tips on How to Get Free First Class Airline Ticket Upgrades Free first-class ticket upgrades from basic economy class can mean hundreds of dollars in savings. See how you can get your airline to upgrade your seat. Barclays Online Savings Account 2024 Review Photo of Brian Penny Brian Penny Barclays Online Savings Account 2024 Review Learn if the Barclays Savings Accounts offers one of the best savings APY. Compare online savings accounts rates, fees and services to the other top national banks and online banks. What Affects Your Credit Score More — Loans or Credit Cards? Photo of Brian Penny Brian Penny What Affects Your Credit Score More — Loans or Credit Cards? Credit scores are an unavoidable part of life. Every time you move, apply for a... Why You Should Get Direct Deposit Without a Bank Account 12 Ways to Handle Your Taxes for Life's Sticky Situations 5 Unknown Facts About Mortgage Lenders Photo of Brian Penny Brian Penny 5 Unknown Facts About Mortgage Lenders When you take out a home mortgage, auto loan, or any other type of collateral...