Articles by Ben Luthi

Ben Luthi is a freelance writer who is passionate about personal finance. He has experience writing about credit cards, consumer credit, debt, insurance, and more. Education: B.S. in Business Management from Brigham Young University.

How Your C.L.U.E. Report Affects Your Home and Car Insurance Premiums Learn how the CLUE report affects your home and car insurance premiums, including how you can check your report for free and dispute any claims errors. Do You Really Need Renter's Insurance? Photo of Ben Luthi Ben Luthi Do You Really Need Renter's Insurance? When you're in a rental property, you often have to think about renters insurance... No Retirement Savings at Age 30? How to Get Started Photo of Ben Luthi Ben Luthi No Retirement Savings at Age 30? How to Get Started The best time to start saving for retirement is now. It’s especially important... What is a Zero-Based Budget? Learn about zero-based budgeting and how it helps you save money and also pay down debt. See the step-by-step process to building this budget for your finances. What to Do When You’re Age 40 With No Retirement Savings If you are reaching or already in your 40s and you‘re worried that you won‘t have enough savings upon retirement, learn what steps to take immediately. How to Automate Your Entire Financial Life Photo of Ben Luthi Ben Luthi How to Automate Your Entire Financial Life If managing your money isn’t your idea of fun, automating your finances is one of... Should You Consider a Safe Box For Your Home? Photo of Ben Luthi Ben Luthi Should You Consider a Safe Box For Your Home? It's commendable that you're protecting your money by stashing it in a savings... Capital One Miles Transfer Program: Which Airlines Partners Offer the Best Travel Rewards? Learn about the miles transfer programs for the Capital One credit cards, especially the Venture card, and find out if the transfer ratio is worth it. What Are Credit Card Convenience Fees and How Can You Avoid Them? Learn about credit card convenience fees and when and where you are most likely to encounter them. Find out how you can avoid them. Index Funds vs. ETFs vs. Target-Date Funds: Build a Diversified Investment Portfolio Photo of Ben Luthi Ben Luthi Index Funds vs. ETFs vs. Target-Date Funds: Build a Diversified Investment Portfolio Whether you’re a first-time investor or a pro, diversifying your investment...