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Chase Bank Review

A quick overview of Chase--one of the largest banks in the U.S.--and its key products and services offered to consumers and business clients.

About the Bank

J.P. Morgan Chase & Co. ranks in the top 10 for the nation’s largest banks and it’s one of the most recognized brands in the credit card industry. The bank offers a full suite of products and services for both consumers and business clients.

On the consumer side, Chase Bank has financial solutions to fit virtually any need you might have, including:

  • Checking accounts
  • Savings accounts
  • Certificates of deposit
  • Credit cards
  • Prepaid debit cards
  • Car loans
  • Mortgage and home equity loans
Compare Savings Options
Be sure to check out these savings accounts worth considering:

Chase Credit Cards

Where Chase really shines is with their line of credit card offerings. Whether you need a card for personal spending or charging business expenses, Chase Bank has a solution.

The Chase Sapphire Preferred® Credit Card, for example, is popular among travelers who want to earn points towards free travel on every purchase.

This card routinely features a generous introductory rewards bonus for new cardmembers and points earned with the card transfer to selected travel loyalty programs on a 1:1 basis.

If you prefer cash back, the Chase Freedom® Unlimited Credit Card offers unlimited cash back on every purchase, with no minimum amount required to redeem.

Chase Checking Accounts

Chase Bank’s checking and savings products are similar to what you’ll find at other national banks. Checking customers have three options to choose from, including two interest-bearing checking accounts.

There’s also a student checking account for eligible students who are making their first foray into banking.

Chase Savings Accounts

Savers can opt for a regular Chase Savings account, which is the most basic choice. Alternately, they can open a Chase Premier Savings account, which offers relationship rates for Chase Bank checking customers.

You can use the Automatic Savings Plan feature to schedule automatic transfers between accounts and grow your savings faster. And of course, you can always save for both short- and long-term goals with a Chase Bank certificate of deposit.

In terms of the annual percentage yield offered on interest checking, savings and CD accounts, Chase Bank’s rates are typical of many brick-and-mortar banks. Online banks, by comparison, tend to offer higher rates for deposit accounts.

Convenient Locations

As one of the nation’s largest banks, Chase has a sizable ATM network, which includes more than 16,000 locations.

If you need to do your banking in-person, you can visit one of more than 5,100 branches in 26 states, including New York, California, and Florida.

Chase Mobile Banking

With Chase Mobile Banking, you can easily keep tabs on your money wherever you are.

You can do just about anything through the app, including paying bills, checking your account balances, scanning checks for mobile deposit and setting up email and text banking alerts.

You can also send and receive money quickly and conveniently with almost anyone using Chase QuickPay with Zelle. All you need is a mobile number or email address to process person-to-person payments.

Bank Account Reviews

Chase Credit Card Reviews

Bank Fees

Fees National Average
Monthly Inactivity N/A $6
Non-Sufficient Fund (Overdraft) $34 $30
Stop Payment item $34 $27
Domestic Wire Transfer (Outbound) $30 $22
Domestic Wire Transfer (Inbound) $15 $10
Non-Bank ATM $2 $1