Your Guide to the Best Online Checking Accounts of December 2024
Bank smarter – open a Checking Account with no minimum balance requirements.
Which Account is Right for You?
Checking Account
Earns High Yield Interest
FDIC-Insured
ATM Access
Debit Card Access
Check Writing Access
Fee-Free Withdrawal
View Listings
Frequently Asked Questions
Can checking accounts earn interest like a savings account?
Yes, some checking accounts pay interest on account balances. Some checking accounts may have requirements to earn the advertised interest rate, such as maintaining a certain balance or performing certain transactions per month.
How do I pick a checking account?
Since a checking account often acts as your financial hub, you’ll want a balance of convenience and cost. Factor in the ease of conducting the banking transactions that matter to you most, such as branch/ATM access or check-writing, and the associated fees, especially monthly service charges and ATM surcharges.
How is a debit card different from a credit card?
When you make a purchase with your debit card, your account funds are used to pay for it. With a credit card, you are borrowing money to pay for a purchase. Also, debit card activity is usually not reported to U.S. credit bureaus, which means it won’t affect your credit scores.
