Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

Can You Use a Personal Loan for a Down Payment on a Home? Find out if you can use a personal loan for a down payment toward a home purchase and how it may affect your chances of qualifying for a mortgage loan. 4 Reasons Why You're Missing a Credit Card Sign-Up Bonus Photo of Kevin Mercadante Kevin Mercadante 4 Reasons Why You're Missing a Credit Card Sign-Up Bonus Sign-up bonuses are one of the main reasons people choose a credit card. A good... How Do Taxes Change After Marriage? Photo of Kevin Mercadante Kevin Mercadante How Do Taxes Change After Marriage? Going to get married or about to get married? You may be concerned about how... Are Business Credit Card Interest Charges and Fees Tax-Deductible? Find out if the interest charges and fees on business credit cards can be deducted on your business tax returns and offset profits. How to Get a 401(k) Hardship Withdrawal for Specific Financial Needs Find out whether you qualify for taking out a 401(k) hardship withdrawal, which will let you access retirement funds for dire financial needs. How to Compare and Choose the Best Small Business Loans Photo of Kevin Mercadante Kevin Mercadante How to Compare and Choose the Best Small Business Loans There are more small business loan sources than ever, thanks in large part to the... Nevada Car Insurance: Guide to Getting Coverage at the Lowest Rates Photo of Kevin Mercadante Kevin Mercadante Nevada Car Insurance: Guide to Getting Coverage at the Lowest Rates Car insurance premiums in Nevada are above the national average. That makes it... No-Fault Insurance: What It Means for Auto Coverage in Your State Find out which states operate under no-fault insurance laws when it comes to auto coverage and how car insurance policies may handle claims. Michigan Car Insurance: Guide to Getting Coverage at the Lowest Rates See how much it would cost for car insurance in Michigan, including the different coverages available and stat laws that may apply. What Happens to Student Loans If You Drop Out of School? Photo of Kevin Mercadante Kevin Mercadante What Happens to Student Loans If You Drop Out of School? Let's get the basic answer to this question out of the way upfront: If you drop...