Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

Wisconsin Car Insurance: How to Shop for the Cheapest Rates See the average car insurance rates for Wisconsin drivers and learn how to get the cheapest premiums based on coverage and your driver profile. Can You Lease a Smartphone with No Credit or Bad Credit? Photo of Kevin Mercadante Kevin Mercadante Can You Lease a Smartphone with No Credit or Bad Credit? With regular improvements and updates in smartphone technology, one of the best... Best Prepaid Debit Cards for Teenagers in 2024 Photo of Kevin Mercadante Kevin Mercadante Best Prepaid Debit Cards for Teenagers in 2024 A prepaid debit card is an excellent way to teach your children how to manage... How to Deal with a Pay Cut or Reduced Work Hours Learn how to handle a pay cut or reduced work hours, including partial unemployment and other options to increase cash flow while you seek more income. Unemployment Benefits Fraud: What to Do If You Become a Victim Find out what steps to take if you've become a victim of identity theft and fraud -- allowing someone else to claim unemployment benefits under your name. Should You Use a Credit Repair Company? Photo of Kevin Mercadante Kevin Mercadante Should You Use a Credit Repair Company? Your credit may not be in the best shape -- millions of Americans have damaged or... Individual Bonds vs. Bond Funds: What's The Difference? Photo of Kevin Mercadante Kevin Mercadante Individual Bonds vs. Bond Funds: What's The Difference? Bonds and bond funds prove to have some significant differences that still baffle... How to Buy Amazon Stock: Invest in Shares of the E-Commerce Giant Learn how you can buy shares of Amazon stock as an investment -- if you think the e-commerce giant has room to grow and generate a return for you. The Most Common Car Insurance Discounts (and How to Get Them) See which car insurance discounts are most commonly available to drivers, how much you can expect to save, and how you can qualify for those savings. Business Credit Card vs. Corporate Credit Card: What are the Differences? Photo of Kevin Mercadante Kevin Mercadante Business Credit Card vs. Corporate Credit Card: What are the Differences? Business credit cards versus corporate credit cards – they sound much like the...