Articles by Valencia Patrice Higuera
Should You Pay to Extend a Mortgage Rate Lock?
Find out whether it makes sense to pay for a mortgage rate-lock extension during the process of buying a new home. Learn how rate locks work and see the tips that you should use to ensure the lowest interest rate on your mortgages, especially during times when interest rates are fluctuating.
Valencia Patrice Higuera
How to Get a Debt Consolidation Loan With a Bad Credit Score
If you’re struggling to pay off debt and juggling multiple balances, a debt...
Should You Apply for a Mortgage With or Without Your Spouse?
You and your spouse are ready to buy that dream home.
On the mortgage...
Are Joint Credit Cards Good for Your Marriage?
Even if you prefer your own bank account and your own set of bills, there are benefits to having a joint credit card with your spouse.
Valencia Patrice Higuera
Buying a Mobile Home With a Personal Loan: Pros & Cons to Consider
Learn about the pros and cons of using a personal loan to finance the purchase of a new mobile home, which may not qualify for a typical mortgage loan.
Valencia Patrice Higuera
What to Do Before Renewing Your Home Insurance Policy?
Home insurance is a policy that protects your property from losses and damages....
Should You Take Out a Personal Loan to Pay Your Rent?
Renting an apartment can be cheaper than buying a home, which requires a down...
Identity Fraud: Should You Get a New Social Security Number?
Find out whether you should get a new Social Security number if you become a victim of identity fraud and how the change could affect your credit history.
Valencia Patrice Higuera
8 Financial Gift Ideas for Valentine’s Day
Use these creative financial gift ideas for Valentine's Day to avoid gifting the same chocolates, flowers, and other material goods.
Valencia Patrice Higuera
How to Change Your Credit Card Billing Address
Online shopping is fast and convenient, especially for those with a busy, hectic...