Articles by Simon Zhen
How to Save & Invest for Retirement
Learn about what retirement plans advantages that help you save more money than with a regular savings account or brokerage account.
Simon Zhen
How to Check Your Federal and State Tax Refund Status
So, you’ve been a good taxpayer and filed your tax returns by April 15, now comes...
4 Ways to Avoid Fees When Paying Taxes With Credit Cards
Paying taxes with a credit card can be very expensive, which is why it's...
Which Credit Report Does U.S. Bank Pull?
Find out which credit report is used more commonly by U.S. Bank when it reviews a prospective borrower's credit card application.
Simon Zhen
Prepaid Vs. Secured Credit Cards: Which Works Best for You?
When your credit is down, you might have to consider getting either prepaid or secured cards. Picking one just requires knowing the details of both.
Simon Zhen
How to Opt Out of Pre-Approved Credit Card Offers
The incessant pileup of pre-screened credit card offers in your mailbox is more...
Mortgage Refinance Basics: How it Works
1. What is a Refinance?
A mortgage refinance is when you replace your old...
HELOC Borrowing Basics: What to Expect
Learn how HELOC gives you the flexibility of a credit card with a much lower interest rate. Learn the basics of the HELOC application process and terms.
Simon Zhen
Worried About a Recession? How to Prepare and Protect Your Finances
Learn how you can prepare your finances - especially your savings and investments - for a recession, when your job and income may be in danger.
Simon Zhen
Best 5-Year CD Rates for Long Term Savings
One of the safest ways to grow your savings with a strong return is a long-term...