Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

The Basics of Series I Savings Bonds Learn how fixed rates and inflations rates work to determine your composite rate and affect your returns on Series I savings bonds. How to Make Your Retirement Savings Work for You Photo of Simon Zhen Simon Zhen How to Make Your Retirement Savings Work for You Loverboy got it partially right -- everybody is working for the weekend, but what... How Do IRA CDs Work? Photo of Simon Zhen Simon Zhen How Do IRA CDs Work? IRA CDs carry a sense of confusion as to how they differ from traditional CDs,... CDs vs. Bonds: Which is the Better Investment for Your Money? What are government bonds? MyBankTracker breaks them down and compares them to CDs, so you can decide which product is best for your savings. What is a CD?: A Quick 101 Guide Banks and credit unions, both offer depositors or members the option of purchasing CDs which are like savings accounts that you promise not to withdraw money from for a specific period of time. How to Earn More Interest With CD Ladder Strategies Photo of Simon Zhen Simon Zhen How to Earn More Interest With CD Ladder Strategies A certificate of deposit (CD) is one of the safest saving tools available and... Opening a CD Account - Hard Pull Vs Soft Pull Explained Photo of Simon Zhen Simon Zhen Opening a CD Account - Hard Pull Vs Soft Pull Explained If you think that investing in a certificate of deposit or CD merely entails... CDs Vs. Installment Savings Accounts: Which Is The Better Saving Strategy? Learn more about installment savings accounts and compare them to certificates of deposit(CDs) when trying to save for a specific financial goal. Separate Vs. Joint Bank Accounts for Married When Should You Check Your Credit Score? Photo of Simon Zhen Simon Zhen When Should You Check Your Credit Score? Your credit score is the monumental representation of your financial...